Everything You Ought to Know About Car Insurance (Across the Lot)

Everything You Ought to Know About Car Insurance

In this episode:

In quite possibly the best Across the Lot podcast to date, we talk directly with Jamon Sellman, owner of Nationwide Sellman Insurance Agency, to learn the ins and outs of car insurance. Listen in as he answers questions like, “What is the best course of action when I get in a car accident”, “What should I look for when looking for an insurance agency”, and much, much more. (14 more to be exact)

Audio clip: Adobe Flash Player (version 9 or above) is required to play this audio clip. Download the latest version here. You also need to have JavaScript enabled in your browser.

Direct Download

Show Length: 32:28

Presented by: Nationwide Sellman Insurance Agency

Special Guest: Jamon Sellman – Owner of Nationwide Sellman Insurance Agency

Contact Jamon for any and all of your insurance questions and needs by phone at 513-767-8136, by email at sellmaj@nationwide.com, by Facebook at Sellman Insurance Agency, or by visiting his website here.

 

Show Notes

00:40 Introduction of Jamon Sellman, owner of Nationwide Sellman Insurance Agency

03:00 Discussion Topic: Auto Insurance

03:08 Question 1 – What is the difference between comprehensive and collision insurance?

06:12 Question 2 – How accurate are online quotes? What’s the best way to get the most accurate insurance quote?

09:00 Question 3 – How does my driving record affect my insurance premium?

10:40 Question 4 – Sometimes my insurance goes up after a ticket and other times it doesn’t. Why? What about tickets from another state? Do those affect your insurance rate?

12:18 Question 5 – What things affect your insurance premium the most?

13:30 Question 6 – Do different insurance companies raise your premium by the same amount in the event of a ticket or accident or does it vary by company?

14:40 Question 7 – Does driving a red car really give you a higher insurance premium? How do insurance companies decide what type of car warrants a higher insurance price? (E.g. turbo, superchargers, sports cars, etc.)

16:14 Question 8 – Are there some cars that insurance companies won’t cover?

17:45 Question 9 – What happens if you get in an accident while racing your car on a legal track? Does the driver assume liability or do insurance companies help?

18:50 Question 10 – If I’m covered, is anyone who drives my car also covered under my insurance?

20:22 Question 11 – What is the best course of action if you get in to an accident?

21:40 Question 12 –Does bundling your insurance policy pay off in the end?

23:46 Question 13 – Do policies such as progressives SNAP SHOT discount really save you money. Is this the direction of the industry?

26:06 Question 14 – Is it true that when you reach a certain age, your insurance rate will automatically be reduced?

27:45 Question 15 – Is it required to purchase insurance for a student driver with their temporary license?

29:05 Question 16 – What should you look for when deciding which insurance company to purchase from?

Contact Jamon for any and all of your insurance questions and needs by phone at 513-767-8136, by email at sellmaj@nationwide.com, by Facebook at Sellman Insurance Agency, or by visiting his website here.

 

Contact Us

Check out Lebanon Ford on TwitterFacebook, and YouTube

Jeff Cryder: Facebook and Twitter

Zach Bello: Facebook and Twitter

Suggest a topic for a future episode here

 

Disclaimer: The views and opinions expressed on Across the Lot are those of the authors and guests and do not necessarily reflect the official policy or position of Lebanon Ford.


About Jeff Cryder Jr.